Amanda Stanhaus

Tag: wallet

Best ATM Practices

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I try my hardest to never use a corner ATM.

(click on the bold-faced vocab words:))

I reserve my fabulous outfits for only fabulous places, and a street corner ATM is not fabulous.

The world does not need to see me open my wallet, take out my card, type in my pin, withdraw cash, take back my card and place both back in my purse.

Now, how to avoid the always busy bar ATM: plan ahead, have a friend spot you, or dine-n-dodge.

For the record I have never done the latter, but my mind is whirling with all the bad things that could happen.

Yes, bad things can happen anywhere. Even at an inside ATM. But, at least there are other bank patrons.

Plus, if I throw the culprit through the window that will cause quite a scene. Hy-ya!

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Out and About

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I lose count easily. Why I only drink single-digit whiskeys, not double-digit beers.

I pre-count while pre-drinking. And only deal in cash for the rest of the night.

(click on the bold-faced vocab words:))

I don’t like an ATM line or closing a tab interrupting my fun.

I fill in the blanks (and my wallet)  before I head out:

Total Transportation=To party + potential party hopping + to home=

Drinks=

Dinner=

Tickets/cover=

Late Night Snack=

I don’t like surprises the next morning,  so at least I’m soberly prepared for what the monetary damage will be.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Stolen Wallet

Amateur mistake. I left my purse to save my table at the cafe, while I made a quick trip to the bathroom. What is it about coffee? It just goes right through me! When I came back, my purse was gone AND my table was already taken!

Congrats, me! I now know what to do when I have my purse stolen.

1. Visit the po-po. The police are here to help—just like at all those house parties of my youth. But actually.

2. Call my credit card company to cancel my card. The process was made easier by my plastic bag of recent receipts, showing my recent purchases/lack thereof.

(click on the bold-faced vocab words:))

3. Call my bank. I wasn’t too worried about my debit card, as the hoodlum did not know my PIN. But I did change everything anyway. And updated my information for my automatic payments.

4.  Replace all other items. I waited a bit, in case the po-po found the culprit. No such luck… But, I now have an extra fierce Driver’s License photo. Oh, hey, bouncer!

I will NEVER let my purse out of my sight ever again.

But, if lightning strikes twice, I created a list of everything in my wallet and noted the corresponding phone numbers and password hints.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)