Amanda Stanhaus

Tag: roommate

Update: Renting Responsibilities

Throwback Thursday: I’m moving this winter and have learned some new qs to ask. Please see below.

Trouble in paradise for Babe, my bestie. Moral of the story she’s moving out—and moving up!

Step one: Apartment hunt. A first for her. Living at home, then dorms, then home, and then her ex-man’s place, it was never necessary for her to be on the prowl, until now!

I like to check out my state/province’s renter’s rights before I embark. Prospective landlords can’t fool me!

image

The list of must-ask questions I gave to newbie apartment-huntress, Babe:

Year lease? Month to month?

How much is rent? When is it due? Is paying with check or direct deposit best?

If I want to move out, how much notice does the landlord need? What is the process associated with subletting or lease transfer? What is the security deposit?

Does the apartment come with appliances? Furniture? Air Conditioning? Heat? Washing machine? Doorman? Concierge?

How’s the water pressure? [turn on sink & shower, then flush toilet.]

Do I need to cover my windows in plastic during winter?

Are pets allowed?

Is it possible to change the locks? Who pays to change them?

Who pays for electricity? Heating? Water? Telephone? Internet?

Potential Hypothetical questions (use at own discretion):

If Minnie Mouse becomes my roommate, who pays for her removal?

If my stove only has two settings— super hottttt and off—who pays to fix it?

If I turn into the hulk in my sleep, have a bad dream and punch a hole in my wall, who pays to fix it?

Essentially, who do I call when the (figurative) shit hits the fan?

image

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Drip Drip Drip

image

Please, watch Don Draper fixing a sink before reading further. Isn’t Don dreamy!?!

I don’t need a man to do much. But, plumbing is not on my resume. And that’s why roommate-less me rents.

(click on the bold-faced vocab word:))

Why I’m pro-renting. When the faucet leaks, I don’t pay for a plumber to fix it. I also don’t pay property taxes.

Now, why I will be pro-owning eventually…

A home is a good reason to save my pennies. A home and it’s mortgage will build equity over time. Mo money, mo value.

And 30 years (or less) after my mortgage begins, I won’t pay every month to have a roof over my head.

Dreamy—American Dreamy!

image

P.S. Thanks to the Council of Economic education, here is a very comprehensive overview of buying vs. renting.

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

How is it done?

image

Roommate-less me was curious…who pays for what in Bobbi and boy’s apartment?

The grocery bill goes to boy. Bobbi’s grocery bill would be negligible, she eats like a bird.

Bobbi is responsible for their laundry $$ and keeping the place spic and span. She likes to clean—she finds it relaxing. [cough, weirdo].

Water, electricity, and internet are split right down the middle.

This didn’t seem too exact. But, good to know.

I will not find out for myself till my man puts a ring on it. [hint, hint, nudge, nudge.]

But I know right now, I’m a master delegator and I will never clean like my Grandmother—Mary-End-Dust.

image

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Renting Responsibilities

Trouble in paradise for Babe, my bestie. Moral of the story she’s moving out—and moving up!

Step one: Apartment hunt. A first for her. Living at home, then dorms, then home, and then her ex-man’s place, it was never necessary for her to be on the prowl, until now!

I like to check out my state/province’s renter’s rights before I embark. Prospective landlords can’t fool me!

Below is the list of must-ask questions I gave to newbie apartment-huntress, Babe.

(click on the bold-faced vocab words:))

Year lease? Month to month?

How much is rent? When is it due? Is paying with check or direct deposit best?

If I want to move out, how much notice does the landlord need? What is the process associated with subletting or lease transfer? What is the security deposit?

Does the apartment come with appliances? Furniture? Air Conditioning? Heat? Washing machine? Doorman? Concierge?

Are pets allowed?

Is it possible to change the locks? Who pays to change them?

Who pays for electricity? Heating? Water? Telephone? Internet?

Potential Hypothetical questions (use at own discretion):

If Minnie Mouse becomes my roommate, who pays for her removal?

If my stove only has two settings— super hottttt and off—who pays to fix it?

If I turn into the hulk in my sleep, have a bad dream and punch a hole in my wall, who pays to fix it?

Essentially, who do I call when the (figurative) shit hits the fan?

image

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)