Amanda Stanhaus

Tag: renting

Sharing Internet

Internet for $20 a month! Sounds dreamy, right?

This is possible if I share my Internet with my neighbors. We literally live on top of one another, so the signal should be perfectly fine.

I’ve been trying to decide what is the catch …

What if the router needs to be restarted?

When I do my online banking, could they have access to my accounts too?

I would rather not find out via live & learn, so I think I’ll stick to my own internet.

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

 

 

To agent or not

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For anyone not apartment hunting in New York City, please disregard the following.

If you are or aspiring to be a renter in New York City, listen up.

An agent is a necessary evil.

I was hoping to avoid using an real estate agent to find my rental apartment. I didn’t want to pay a fee to someone whose job I have done myself in other cities. But my experience tells me that checking craigslist and calling the #s on“for rent” signs works in every city other than New York.

Simply, I would not have found my to-be apartment without my agent. And I’m so happy I met one as fabulous as mine.

Takeaway: an agent’s fee is inevitable, so pay it, and enjoy the apartment hunt while someone else does the legwork.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Apartment Hunting Websites

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Where do I begin to look?

While I cannot answer this question for you in regards to physical location…I can help you out virtually.

But first, here is friendly reminder to set min. and max. rents. Otherwise, I find I get distracted from the task at hand (AKA sticking to my budget)!

Below are the websites I used for my apartment hunting.

Nationwide

Craigslist

Kijiji

PadMapper

RentHop

NYC-specific

Suitey

N*ked Apartments

Happy Hunting!

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Lease: Questions, Comments, and Concerns

Hello my name is Bettie and I’m a legal eagle.

Before I autograph any legal docs, I read it over very carefully, specifically for facts and figures. If there is anything I am not 100% sure about or happy with I make a note of it and follow up with the appropriate person. Once I have an answer to my question or the doc amended to reflect my concern, I am ready to autograph!

I used this method most recently for my lease this week. I’m sure I was one of the few to ever question the lease. But, I’m sure my neighbors will appreciate that I noticed the 80% carpet rule to diminish noise. I hope they read that part of the lease too!

I’ve learned it’s best to be in the know!  Take your time with the legal docs, ladies!

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Drip Drip Drip

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Please, watch Don Draper fixing a sink before reading further. Isn’t Don dreamy!?!

I don’t need a man to do much. But, plumbing is not on my resume. And that’s why roommate-less me rents.

(click on the bold-faced vocab word:))

Why I’m pro-renting. When the faucet leaks, I don’t pay for a plumber to fix it. I also don’t pay property taxes.

Now, why I will be pro-owning eventually…

A home is a good reason to save my pennies. A home and it’s mortgage will build equity over time. Mo money, mo value.

And 30 years (or less) after my mortgage begins, I won’t pay every month to have a roof over my head.

Dreamy—American Dreamy!

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P.S. Thanks to the Council of Economic education, here is a very comprehensive overview of buying vs. renting.

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Landlord

When renting, this is the dude (or dudette) who owns the building. And is who is paid each month.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

Lease

I’m going to rent this for x years and promise to  pay y every month. Read carefully and then give it my autograph.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

Rent Payment

$$ I pay to my landlord each month.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

Renter’s insurance

Keeps my goodies in my apartment safe. If something bad happens, the insurance company will replace my goodies for no extra charge (on top of my insurance payments).

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)