Amanda Stanhaus

Tag: cash

Resturant Review

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Reviewing my evening, I realized that I spent an awful lot of $$ on a slice of quiche and a glass of wine.

Of course I didn’t have the receipt to double check the list of charges. I’m going to throw it out anyway, so why not have them?

(click on the bold-faced vocab words:))

My late night detective work (i.e. pulling up the menu on my mac) made me realize they mistakenly charged me for three glasses!!

Can’t do anything about it now….

But from this day forward, I pledge to…

– review my bill before paying

– count my change (if dealing in cash)

– keep my receipt (crucial for credit card purchases)

– shred the receipt only months later.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Net Worth Calculation

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My man tells me I’m priceless. Painfully cute, I know.

But, I want to know a more concrete net worth #. So I used this net worth calculator.

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#’s I needed to crack code:

Assets:

$$ in stocksbondscashretirement accounts, and variable annuities

(click on the bold-faced vocab words:))

Plus, value of home, second home, art, jewelry and furnishings. Seems this calc was created for the the whole 100% of us.

Debts:

$$ owed on mortgages, home-equity loanstudent loancredit cards and other.

At least, the piechart was nice enough to remind me, I’m not alone.

Happy calculating!

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Best ATM Practices

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I try my hardest to never use a corner ATM.

(click on the bold-faced vocab words:))

I reserve my fabulous outfits for only fabulous places, and a street corner ATM is not fabulous.

The world does not need to see me open my wallet, take out my card, type in my pin, withdraw cash, take back my card and place both back in my purse.

Now, how to avoid the always busy bar ATM: plan ahead, have a friend spot you, or dine-n-dodge.

For the record I have never done the latter, but my mind is whirling with all the bad things that could happen.

Yes, bad things can happen anywhere. Even at an inside ATM. But, at least there are other bank patrons.

Plus, if I throw the culprit through the window that will cause quite a scene. Hy-ya!

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Out and About

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I lose count easily. Why I only drink single-digit whiskeys, not double-digit beers.

I pre-count while pre-drinking. And only deal in cash for the rest of the night.

(click on the bold-faced vocab words:))

I don’t like an ATM line or closing a tab interrupting my fun.

I fill in the blanks (and my wallet)  before I head out:

Total Transportation=To party + potential party hopping + to home=

Drinks=

Dinner=

Tickets/cover=

Late Night Snack=

I don’t like surprises the next morning,  so at least I’m soberly prepared for what the monetary damage will be.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Behave and Save

Do you stash your cash in your panty drawer? Of course, it’s necessary to have a stash of cash for emergencies (actual, not fashion). But if there is ever more cash than underwear in my drawer, I could be doing my $$ a disservice.

(click on the bold-faced vocab words:))

If I were to deposit that cash into a savings account, it could grow! Grow with respect to the interest rate, that is. The interest rate determines the % of my  account balance the bank pays ME! The bank likes storing my $$, and interest payments are their thank you note. Here’s a reminder courtesy of Don Draper.

There is a bevy of other options to grow my money even more. A savings account is by far the most straightforward. The others have an intimidation factor. But, keep reading and I will conquer intimidation!!

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)