Amanda Stanhaus

Tag: card

Queen of my Credit Card

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We all know at least a friend of a friend whose credit card # was stolen this holiday season because of data breaches at Target and Neimans.

I watched CBS Sunday Morning last weekend and one of their segments reminded me to keep calm and continue using credit.

In summary, it is a pain when credit card info is stolen. But, everything will be okay… eventually.

Cash is king because it plays by the rule “finders keepers.” Not a noble rule.

Hate to be the bearer of bad news, but no one will be returning our cash to us, if stolen.

Meanwhile, I am queen of my credit card. Only purchases I authorize are charged to my credit card. If I deem a charge unauthorized, I don’t have to pay for it!

Doesn’t it feel good to be queen? But, we must wield our power judiciously. AKA always charge responsibility.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Credit Card

Used to purchase things on credit. Essentially, the cc company spots the card holder. Use responsibly.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

 

Future

The guy at the bar gives me his card, I may or may not want to see him again. I have the option of calling him. A future is this except with a price and an expiry date.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

Cashmere Card

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Big OOPS!

I didn’t have time to stop by Bloomies’s cashmere sale. I wanted a turquoise cap-sleeve crewneck. My friend was already going, so I lent her my debit card to buy it for me. “What a good friend,” I thought.

(click on the bold-faced vocab word:))

Oh yes, card and PIN. She had full access. And I, sans card, had none.

It took her 4 days to give me back my card. We’re now former friends.

I changed my PIN even before another cent left my checking account.

If there is a next time, it will be a cash transaction.

Being too busy is just maybe a sign I shouldn’t be shopping. No matter how good the discount and what’s on sale. Ugh, life and its lessons.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Best ATM Practices

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I try my hardest to never use a corner ATM.

(click on the bold-faced vocab words:))

I reserve my fabulous outfits for only fabulous places, and a street corner ATM is not fabulous.

The world does not need to see me open my wallet, take out my card, type in my pin, withdraw cash, take back my card and place both back in my purse.

Now, how to avoid the always busy bar ATM: plan ahead, have a friend spot you, or dine-n-dodge.

For the record I have never done the latter, but my mind is whirling with all the bad things that could happen.

Yes, bad things can happen anywhere. Even at an inside ATM. But, at least there are other bank patrons.

Plus, if I throw the culprit through the window that will cause quite a scene. Hy-ya!

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)