Amanda Stanhaus

Tag: banking

Automatic Teller Machine

ATM. Insert debit card, enter PIN, receive $$. Easy peasy…as long as there is $$ in the account.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

Baked Goods & Banking

image

I loved baked goods. But I make a deal with myself. No store-bought baked goods. I must make them from scratch. How I justify homemade baked good…well, I burn calories kneading the dough and save some $$.

My heroine and author of 1962’s Sex and the Single Girl Helen Gurley Brown would agree with me!

Here are her thoughts on food, drink, & entertaining:

“Give up starchy snacks, bread, pastries, suet pudding, preserves and soft drinks— all terrible for you anyhow.”

“Keep an almost bare cupboard. You don’t eat much. Who are those other people you’re feeding?”

“Cook with margarine…Cooking with cream and butter does pile calories on you and the guests you presumably love—so watch it!”

“Drink skimmed milk. It’s cheaper and keeps you skinnier!…Cook with powdered skimmed milk. One-third cup plus three-fourths cup of water makes one cup of milk loaded with minerals and vitamins and it tastes fine.”

“Try to like kidneys, hearts, liver, brains. Every nutritionists says they give you more health returns than filet mignon. Oh yes…they cost one-sixth as much. (P.S. I never learned.)”

“Posh lunches with girl-friends are to celebrate an increase in salary. Any girl who doesn’t take her lunch to work three days a week is a spendthrift. Brown bag fare is healthier. Yogurt, carrot sticks, and fruit are glamorous girl fodder. It’s cheaper. And who wants to spend noon hours in a noisy, second-rate restaurant who you can shop, stroll with a friend or sit in the sun?”

“Anyone can take you to lunch. How bored can you be for one hour?”

“Give big parties with one or two friends but don’t B.Y.O.L. anybody. Who needs a party that isn’t free?”

“Those who drink aged scotch or bourbon will have to bring flasks.”

“Don’t entertain deadbeats.”

image
(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Electronic Banking

Everything done at a bank’s teller window (transfers, withdrawalsdeposits), but without the human interaction. What is the world coming to??

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

Interest Rate

When using someone else’s money, this determines the associated fee.

(Originally published on Amanda Stanhaus’s  financial literacy vocab blog: XO, Bettie Vocab.)

Loan

I was spotted $$ and will have to pay back the $$ plus interest. Like loaning a library book, but more $$ is on the line.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

E-Banking

image

I can do what??

I am not techy. I didn’t know how to silence my iPhone for a week.

Siri should know what I mean when I say “shhh!!” Now I’ve figured her out and don’t know what I did before her. BFF alert!

I had the same experience with e-banking. Now, I need not bother with human interaction when reviewing my purchases, moving money or paying my bills.

(click on the bold-faced vocab words:))

Speaking of bills— receiving them in the mail—so last decade. E-bills are absolutely the way to go.
image

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Banking is a Business

Bankers are in business to make $$ off me and my account. They <3 fees.

(click on the bold-faced vocab words:))

Late feesAnnual feesOverdraft feesATM fees. Music to their ears… and $$ in their pocket.

It’s my responsibility to make sure their $$ made is the least amount possible.

I take the banking competition as seriously as they do.

I win when the sum of my fees< the sum of my interest payments. And I do a cartwheel each time I win.

image

(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)