Amanda Stanhaus

Tag: atm

Automatic Teller Machine

ATM. Insert debit card, enter PIN, receive $$. Easy peasy…as long as there is $$ in the account.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

ATM Fee

If I use an ATM that does not associate with my bank , I’m charged a small, but not insignificant, amount of money. Easily avoidable, which makes it all the more painful to pay.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

Commercial Bank

Think bank and this is the kind that comes to mind. Tellers, ATMsdepositsloansmortgages etc.

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)

 

Best ATM Practices

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I try my hardest to never use a corner ATM.

(click on the bold-faced vocab words:))

I reserve my fabulous outfits for only fabulous places, and a street corner ATM is not fabulous.

The world does not need to see me open my wallet, take out my card, type in my pin, withdraw cash, take back my card and place both back in my purse.

Now, how to avoid the always busy bar ATM: plan ahead, have a friend spot you, or dine-n-dodge.

For the record I have never done the latter, but my mind is whirling with all the bad things that could happen.

Yes, bad things can happen anywhere. Even at an inside ATM. But, at least there are other bank patrons.

Plus, if I throw the culprit through the window that will cause quite a scene. Hy-ya!

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Out and About

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I lose count easily. Why I only drink single-digit whiskeys, not double-digit beers.

I pre-count while pre-drinking. And only deal in cash for the rest of the night.

(click on the bold-faced vocab words:))

I don’t like an ATM line or closing a tab interrupting my fun.

I fill in the blanks (and my wallet)  before I head out:

Total Transportation=To party + potential party hopping + to home=

Drinks=

Dinner=

Tickets/cover=

Late Night Snack=

I don’t like surprises the next morning,  so at least I’m soberly prepared for what the monetary damage will be.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Banking is a Business

Bankers are in business to make $$ off me and my account. They <3 fees.

(click on the bold-faced vocab words:))

Late feesAnnual feesOverdraft feesATM fees. Music to their ears… and $$ in their pocket.

It’s my responsibility to make sure their $$ made is the least amount possible.

I take the banking competition as seriously as they do.

I win when the sum of my fees< the sum of my interest payments. And I do a cartwheel each time I win.

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(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)