by astanhaus


I know I need to take myself out of the equation when building a fully diversified portfolio.

Otherwise, I buy stock to meet men. (Ex. Berkshire Hathaway & Warren.)

Plus, I’m pressed for time, yet I know my twenties are a prime investing time, thanks to compound interest.

Enter, Betterment and its belief in Modern Portfolio Theory.

I opened a Betterment account, deposited my $$, set my preferences (timeframe, goal, and risk tolerance) and then I let Betterment take over.

Betterment utilizes low-cost index ETFs across a variety of market sectors to create a diversified portfolio with an asset allocation that reflects my preferences. Betterment takes care of the dirty work (rebalancing, reinvesting dividends, etc.), so my $$’s growth is maximized and my costs are minimized.

Read about the philosophy that Betterment uses as its investment strategy. Sounds like a good plan, right?

(Originally published on Amanda Stanhaus’s financial literacy blog XO, Bettie.)