Amanda Stanhaus



President John F. Kennedy said, “Ask not what your country can do for you—ask what you can do for your country.”

When fighting for his signature health insurance reform, President Barack Obama shouldhave said to America’s young people, “Ask not what Obamacare can do for you—ask what you can do for Obamacare.”

Have elders been pestering you to sign up for health insurance in your state’s Obamacare marketplace?

Of course, they are looking out the post-26 young’uns in their life. (Psst, pre-26? Ask the rents about joining their insurance plan!) But elders are also looking out for their own bottom line.

Picture perfect healthy young people, who don’t use many health care services, are exactly who will bring down health insurance premiums. Young’uns balance out the insurance “see-saw.”

Otherwise, if only sick people sign up for health insurance, premiums will only go up…up…and up!

Not convinced you should sign up? Let me introduce my friend Michelle Obama.

Convinced now? Mosey over to

Many young people have signed up already, wowing policy wonks by surpassing the projections.

Keep it up!


(Originally published on Amanda Stanhaus’s financial literacy blog: XO, Bettie.)

Bond Rating

Just like in school, when I got a grade for my book report, bonds get grades based on their quality. Moody’s, Standard & Poor’s and Fitch hand out the grades. The grades range from AAA to C. Conveniently, the bond makers pay these companies to grade them. Wouldn’t school have been easier if I had been paying my teacher?

(Originally published on Amanda Stanhaus’s financial literacy vocab blog: XO, Bettie Vocab.)